Paying 3%+ on every swipe? Most of our merchants drop within 30 days.
Interchange-plus pricing, no long-term contract, and one call handles your POS, network, and card processing together. We rate-shop across EMS, Worldpay, MSG, and Trident — best fit per merchant, not a one-size processor.
Already decided? Apply online in 5 minutes — most decisions in 1–3 business days →
The Norvet Bundle Advantage
Most restaurants pay three vendors for this: internet, IT and security, payment processing. We are one vendor and one bill.
One Vendor, One Bill
Fiber internet, managed IT, cybersecurity, and payment processing from a single technology partner. Fewer vendors, less complexity.
PCI Compliance Built In
Your payment environment inherits the same security posture we apply to your entire network — endpoint protection, monitoring, and breach response.
IT + Payments Integration
We manage your POS hardware, network, and payment gateway as part of your managed IT agreement. One support call handles everything.
Merchant Solutions
Everything your business needs to accept payments and manage cash flow.
Card Processing
Accept Visa, Mastercard, Discover, and American Express with competitive interchange-plus pricing. PIN debit and EBT/SNAP supported.
- Interchange-plus pricing
- Next-day funding available
- PCI-DSS compliant
- Chargeback management
Point-of-Sale Systems
Modern touchscreen POS with inventory, reporting, employee management, and integrated payments. Retail and restaurant configurations available.
- Cloud-based reporting
- Inventory tracking
- Employee management
- Offline mode
Text-to-Pay
Send payment requests via text message, email, or QR code. Ideal for service businesses, field operations, and invoice collection.
- SMS payment links
- Email invoicing
- QR code payments
- Recurring billing
Business Funding
Merchant cash advance and working capital solutions based on your processing volume. Fast approval, flexible repayment.
- Volume-based qualification
- Fast approval process
- Flexible repayment
- No collateral required
POS systems we resell — direct or through Trident
Tonic for restaurants and bars, Clover for retail + services, SkyTab for $0-upfront restaurants, and Carbon Systems for merchants who want direct admin control. Have a Clover Capital loan? Ask about our account-swap — your repayment schedule stays intact.
How Norvet compares to Square & Toast
No marketing fluff — facts merchants ask us about every week.
| Question | Square | Toast | Norvet |
|---|---|---|---|
| Long-term contract required? | No (month-to-month) | Yes (typical 2-3 years, ETF applies) | No — month-to-month |
| Fund-hold risk on big tickets? | High — frequent merchant complaint | Reported on volume spikes | Direct underwriter relationships (EMS, Worldpay, MSG) — we rate-shop and pre-clear large tickets |
| Local support footprint? | San Francisco HQ — phone/chat only | Boston HQ — remote support | Atlanta-based — phone, on-site dispatch, named account manager |
| Public review record? | Below 3 / 5 on Trustpilot — fund holds, account closures | Below 3 / 5 on Trustpilot — hidden fees, cancellation friction | 4.7★ on Google · BBB A+ · 200+ Sandler Partners reseller network |
| PCI compliance fee? | Included | Add-on (varies by plan) | Included + bundled with managed IT security posture |
| Multi-processor rate-shopping? | No — Square only | No — Toast only | Yes — EMS / Worldpay / MSG / Trident, best fit per merchant |
Sources: Square on Trustpilot, Toast on Trustpilot, competitor merchant agreements, and onboarding interviews with merchants who switched in 2024-2025. Trustpilot scores update continuously — verify yourself.
Accepted Payment Methods
Get a Processing Quote
Tell us about your business and we'll put together a custom rate proposal.
Ready to Start Accepting Payments?
Whether you need a full POS setup or just want better rates on card processing, we'll build a solution that fits your business and manage it alongside your IT.